PERSONAL INJURY
AUTOMOBILE ACCIDENTS
18 WHEELER ACCIDENT
OFFSHORE ACCIDENTS
WRONGFUL DEATH
BURN INJURIES
WORKERS COMPENSATION CLAIMS
PRODUCTS LIABILITY
TOXIC TORTS
BRAIN INJURIES
OTHER CIVIL WRONGS
Learn More about Insurance Company Tactics.
To the ladies and gentlemen who had visits with those adjusters, there was a reason that some adjusters carried a weapon on their hip. Their job was to reduce those injured people’s amount of recovery below what was deserved. We as lawyers see it every day and are immune to their undercutting tactics. However, when the average person is faced with an adjuster giving them less than they are deserved (especially in South Louisiana), an adjuster’s possession of a weapon at that time was probably very smart.
One of the best analogies that apply to the tactics of insurance companies is “Judo”. Judo is a martial art that emphasizes using a person’s weight against them. How would this apply? Well, insurance companies appeal to a person’s sense of nobility and pride by pushing the propaganda that “You are too good to sue, that’s the immoral thing to do.” They use a person’s pride against them. Through propaganda and manipulation, these companies have avoided their moral obligation to compensate victims. Time is also something of a “Judo” tactic. Insurance companies use the passing of time to its benefit as well as its refusal to pay continuing medical expenses for injured people who are not covered by insurance. Ultimately they hope the people will just go away and they will save amounts through numbers of those who end up not filing an action or just waiting too long to legally enforce the claim.
Consider this as well: In 1996, former Governor Foster enacted the Tort Reform Law. This was a caving to the insurance industries’ lobbyists and their propaganda that if liability for injury to another person was reduced or removed in some instances, and the insurance companies saved money, the insurance company would pass on the savings to the consumer. After the legislation, you, the reader, can answer this question: Has your automobile, medical, or homeowners insurance rates ever been reduced? Where do the profits go? Exactly. The profits go to the insurance companies expanding or paying more defense attorneys to defend claims with their form of “Judo”. Ultimately, I am certainly not advocating that you should find your local lawyer and give them a big hug, but understand an attorney’s function is a very important service against corporate America and the insurance companies that possess huge wealth and resources.